What Is A Public Adjuster?
We Work For You, Not The Insurance Company.
A natural or man-made disaster suddenly strikes your organization or community, interrupting your operations indefinitely. How quickly can you recover? And will your insurance policy help handle it? As you focus on everyone’s safety and protecting your property, do you also have the time to become fluent in your policy and prepare a thorough claim to get you everything you’re entitled to from your carrier? After all, to the insurance company, it’s now your responsibility, not theirs, to prove your loss. They will want to limit their financial exposure in this situation.
That’s where we come in.
A public adjuster is an insurance professional who works only for you, the policyholder, not the insurance company. We have the special training and expertise to interpret the intricacies of your policy, evaluate and document the full scope of your damage, and negotiate a claim to maximize and expedite your financial recovery.
Why You Need A Public Adjuster
To your insurance company, your recovery is your responsibility, not theirs. When you notify them, they will send an adjuster to protect their financial exposure from your claim. How then can you be sure you will receive every benefit from your policy and a fair amount from your claim?
You’re hit with a disaster and your organization or community is threatened. It’s time for your insurance company to step in. You have paid your premiums and you expect that you will be given what you are owed from your insurance policy. But to your carrier, it is your responsibility to prove your loss. How then can you be sure your damage and loss are fully documented, proven, and defended to maximize your financial recovery? Who’s looking out for you?
By hiring Globe Midwest/Adjusters International as your public adjuster, you are gaining a highly experienced team of insurance professionals looking out only for you and the survival of your business. Instead of reacting to your current situation, we take control of it, approaching it from a point of experience and advocacy. We are fluent in your insurance coverage and we will work closely with you in developing a claim strategy to efficiently manage your claim and expedite the process to get you the funds you need to recover. It’s what makes us unmatched in post-disaster financial recovery.
- We fully review your insurance coverage.
- We develop a claim strategy.
- We determine policy compliance issues.
- We complete detailed valuations of building, equipment, & inventory losses.
- We formulate business interruption claims.
- We negotiate on your behalf with your insurance company.
- We keep you informed every step of the way.
Our Public Adjusting Service FeesIsn't It Worth A Little Bit To Get A Lot More?
What to ask before hiring a Public Adjuster
QIs the company registered with the National Association of Public Insurance Adjusters?A
NAPIA sets the professional standards for the industry and its members agree to abide by a strict code of conduct. Visit www.napia.com.
QDo they have experience adjusting your type of claim?AVisit their website and look through their materials to see if they offer the services you are seeking.
QCan the company provide you with industry references?AAny legitimate firm should be able to provide references and recommendation letters from a wide variety of clients. We suggest that you make a few phone calls to the references provided. Additional references are available upon request, and on our website.
QDo they have a CPA on staff to handle business interruption claims?AThis shows the depth of their staffing expertise. A CPA is an important member of the adjusting team, which is especially critical if you have a business interruption claim.
QDo they have errors and omissions insurance?AProfessional adjusters carry this insurance, which protects you in the event that the public adjuster makes an error that negatively impacts your claim.
QHow long have they been in business?AAdjusters International was founded by the best regional firms in the nation, several of which have been in business for nearly a century.
QIs the company licensed in your state?ACheck with your state insurance department, the agency responsible for licensing public adjusters in most states.
QHow extensive is their network of resources?AWith over forty offices across the U.S. and Canada, Adjusters International has an unmatched network of expert resources to efficiently mobilize and be at your side right away when it matters most. We've managed and negotiated thousands of claims for nearly every type of natural and man-made disaster.