1. 1

    One or more properties in the community you serve just suffered serious damage and you are wondering what you need to do to expedite financial and operational recovery.

  2. 2

    You call the insurance company and wait for an adjuster to come out, believing the carrier your organization has invested in will have the community's best interests at heart.

  3. 3

    After that one phone call your organization has moved from the asset side of the insurer's ledger to the liability side.

We Can Help

Knowing everything you possibly can about the "fine print" of your organization's insurance policy before you have substantive dialogue with the carrier is critical. Understanding what is covered and how to claim it is where our experience starts to be of value.

Choosing what to say to the insurance company's adjuster and how to say it makes a dramatic difference in how much and how quickly your organization gets paid. Globe Midwest/Adjusters International's public adjusters are experts in insurance claim negotiation.

The more you know, the better the results, so turn to the firm who has been in the field for 99 years and has the repertoire of satisfied clients to prove it. 

Factors to Consider

Be sure to understand each of the following factors before engaging with the insurance company. Knowledge is the key to a successful claim outcome.

  • What is the broker's/agent’s role?
  • Does the adjuster work for my organization or the insurance company? Why should this be a red flag?
  • Does the insurance company pay for the necessary professionals to accurately evaluate the affected property's claim?
  • What are Warranties and Protective Safeguard requirements? What do they mean and can my organization still collect if we're not in full compliance?
  • How can the way my organization and I present the story of the affected property to the insurance carrier affect its recovery?
  • Do I or my organization know the policy linked to the affected property's provisions?
  • Is there coinsurance in the policy linked to the affected property? What does it mean?
  • How is actual cash value determined? Why should my organization care?

... I am writing on behalf of the City of Highland Park to thank you for the outstanding job you did in assisting us with our recent insurance claim ... Your knowledge, experience and advice helped us to get though the process efficiently and with all excellent results that we could not have achieved without your involvement ...

Hubert Yopp, Mayor
City of Highland Park, Michigan

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