Public Adjusters for Flood Damage

Floods cause complex damages to buildings, equipment, machinery and contents. Along with the water itself, silt and other pollutants, including corrosive chemicals, can cause both seen and unseen flood damage. Knowing what to look for in a flood claim is vital to ensuring you get reimbursed for the full extent of your property damage, both immediate and long-term.

As the National Weather Service confirms, flooding is a nationwide threat applicable and responsible for $3.5 billion per year in total flood insurance claims. Is your business prepared?

If you are a property owner or business owner and have questions on how to file a flood insurance claim, contact our expert Globe Midwest public adjusters. Filing a commercial flood insurance claim through the National Flood Insurance Program (NFIP) is fundamentally different than filing other types of property damage claims with an insurance company. For example, the NFIP requires the Proof of Loss form to be completed and filed within 60 days of the flood. If you suffer commercial flood damage after Michigan flooding, Illinois flooding, or another unexpected disaster, contact our Globe Midwest public adjusters today to help you navigate the unique and time-sensitive requirements involved.

Globe Midwest public adjusters have the specialized training and expertise in appraising, preparing, negotiating, and expediting flood insurance claims covered by NFIP policies.

We understand that running a business and managing a claim can be two full-time jobs. As you focus on your business, our licensed Globe Midwest public adjusters can lift the burden by handling your flood insurance claim. As we have done for business owners in Michigan, Indiana, Northern Illinois, Minnesota, Wisconsin, and throughout the Midwest, we will help get you a maximum settlement after flood loss sooner.

What To Focus On After Flood Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • What is my agent/broker’s role?
  • The insurance company hired a construction estimator. What do I need to know?
  • Wind Damage vs. Storm Surge vs. Flood. What is covered?
  • Why is a claim strategy so important?
  • Am I impacted by coinsurance?
  • Is a moisture survey necessary?

Property Damage Losses Commercial Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Globe Midwest Helps You

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