Logo

Commercial Insurance Claims for Water Damage

Unexpected water damage from frozen pipes and broken pipes calls for quick action, clean-up, and measures to control and restore as much property damage as possible. In the rush, our team of public adjusters can provide the experience, resources, and time to help you make informed decisions to get your business what it needs to recover.
Our public insurance adjusters are champions at identifying even the most-hidden damage caused from a pipe bursting.

It’s hard to know who to trust when you’re thrown into the chaos of a burst pipe and a water damage insurance claim. Without warning, the water has to be shut off, and the power, too. Your floors, walls and property can become waterlogged. People may start using scary words, like dangerous bacteria and mold growth. You may have a bad feeling from your insurance company’s inquiry into exactly how and when your damage occurred. This may be your first and only time filing a claim. Meanwhile, your insurance company has a whole team of experts whose full-time job is to assess property damage claims to protect their interests. Is it an even match? Who’s looking out for you?

Our Globe Midwest public insurance adjusters are champions at identifying even the most-hidden damage caused by broken or burst pipes—and getting you every dollar you’re entitled to under the terms of your commercial property insurance policy. The larger your loss, the longer and more complicated the insurance claim settlement process can become. Our team knows the process, the policies, the players, the language, and how to interpret and apply your commercial insurance coverages to your greatest advantage. As we have done for many business owners in Michigan, Indiana, Illinois, Minnesota, and throughout the Midwest, we will document your broken pipe damage or other water damage and negotiate with your insurance company for a maximum claim recovery so you can get back to business sooner.

Thumbnail Image

What To Focus On After Water Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • What is my agent/broker’s role?
  • The insurance company hired a construction estimator. What do I need to know?
  • Wind Damage vs. Storm Surge vs. Flood. What is covered?
  • Why is a claim strategy so important?
  • Am I impacted by coinsurance?
  • Is a moisture survey necessary?

Property Damage Losses Commercial Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Icon Evaluate Fully reviewing your insurance coverage.
  • Strategy Icon Strategy Developing a claim management strategy.
  • Compliance Icon Compliance Determining policy compliance issues.
  • Valuations Icon Valuations Completing detailed valuations of building, equipment and inventory losses.
  • Interruption Icon Interruption Formulating business interruption models.
  • Itemization Icon Itemization Presenting and supporting an itemized claim package to your insurer.
  • Negotiation Icon Negotiation Negotiating on your behalf with your insurance company.
  • Communication Icon Communication Keeping you informed every step of the way.
  • Settlement Icon Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Industries We Have Helped

Months after the storm passed, the County was still faced with tremendous burdens related to the insurance coverage issues and FEMA and MEMA eligibility issues. Jackson County hired Adjusters International to provide professional services for disaster assistance, remediation, restoration and recovery efforts....Their expertise with governmental regulations, the complex FEMA process and insurance adjustments resulted in our successful claim for over $2 million in additional FEMA Public Assistance funding specifically; in our successful negotiations with our insurance carrier; and in numerous other increases in the values FEMA and MEMA initially designated for County projects. Jackson County will always be mindful of the help we received from Adjusters International when we needed it most.
Alan K. Sudduth
County Administrator - Board of Supervisors, Jackson County, Mississippi
Testimonial
When I experienced a fire in my home, I immediately contacted your insurance company. You both worked and fought very hard to insure that I had received all the monies due to me under my insurance policy and also made sure that my house got put back together, right... I would highly recommend your services... Your service, professionalism and dedication to my claim were more than I could ask for.
Alice Fish
Homeowner, Grand Rapids, MI
Testimonial

For decades, L’Auberge Chez François has been one of the leading restaurants in the metro Washington, D.C., area. Known for its exceptional French cuisine and impressive service, the restaurant is a longtime favorite of Washingtonians celebrating anniversaries, birthdays or other special occasions.

A magnitude 6.8 earthquake, called Nisqually in seismic circles, rocked Seattle, Washington, in 2001 and severely damaged the Starbucks corporate headquarters building.

Related Resources

Contact Us

If you're suffering from a commercial property claim, we can help!
Call us at 800.445.1554 or fill out the form below:
( * ) indicates required field
Sorry, there was a problem with your submission.