Public Adjusters for Water Damage

Throughout the year, frozen pipes or broken pipes can cause immediate and long-term water damage to your home and the health of your family. Globe Midwest public adjusters are here as your policyholder advocates to handle every part of the claim process in dealing with your insurance company to get you the optimum amount from your claim.

By trusting our proven claim capabilities to protect your interests, you can focus on the recovery of your home.

Within moments of a pipe bursting, the ceilings, walls, and floors of your home, along with expensive electrical systems, can be significantly damaged. Also, the moisture from this water damage can lead to mold growth, making your home unsafe. The immediate need to clean up and control as much damage as possible may delay you in the beginning, but you still need to organize a plan for handling your water damage claim quickly, since it will be vital to your recovery.

It’s hard to know who to trust when you’re thrown into the chaos of a broken pipe and a water damage insurance claim. Also, you may have a bad feeling from your insurance company’s inquiry into exactly how and when your damage occurred.

Globe Midwest public adjusters specialize in identifying even the most hidden damage caused by broken or burst pipes — and in getting you every dollar you’re entitled to under the terms of your homeowners insurance policy.

We have nearly a century-long reputation as property insurance claims experts throughout Michigan, Indiana, Illinois, Wisconsin, Minnesota, and the greater Midwest. Our team knows the process, the policies, the players, the language, and how to interpret and apply your homeowners insurance coverages to your greatest advantage.

What To Focus On After Water Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • How much do I really need to know?
  • How much of my time will this take?
  • How can I minimize the emotional toll on my family?
  • How can I minimize the effect on my work/career?
  • How large of an advance should I expect?
  • Is there anyone on my side?
  • How much time over the next several months will you need to put aside to handle your claim properly? How will all of those hours affect your family? Your job?
  • What is the emotional investment that you will need to commit to the process?
  • Can you get paid for your time?
  • Are you entitled to an advance from the insurance company? What is reasonable?
  • What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
  • Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations