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Homeowners Insurance Claims for Water Damage

Throughout the year, frozen pipes or broken pipes can cause immediate and long-term water damage to your home and the health of your family. We are here as your policyholder advocates to handle every part of the claim process in dealing with your insurance company to get you the optimum amount from your claim.

By trusting our proven claim capabilities to protect your interests, you can focus on the recovery of your home.

Within moments of a pipe bursting, the ceilings, walls, and floors of your home, along with expensive electrical systems, can be significantly damaged. Also, the moisture from this water damage can lead to mold growth, making your home unsafe. The immediate need to clean up and control as much damage as possible may delay you in the beginning, but you still need to organize a plan for handling your water damage claim quickly, since it will be vital to your recovery.

It’s hard to know who to trust when you’re thrown into the chaos of a broken pipe and a water damage insurance claim. Also, you may have a bad feeling from your insurance company’s inquiry into exactly how and when your damage occurred. At Globe Midwest Adjusters International, our public adjusters are champions at identifying even the most-hidden damage caused by broken or burst pipes — and getting you every dollar you’re entitled to under the terms of your homeowners insurance policy. We have nearly a century-long reputation as property insurance claims experts throughout Michigan, Indiana, Illinois, Minnesota, and the greater Midwest. Our team knows the process, the policies, the players, the language, and how to interpret and apply your homeowners insurance coverages to your greatest advantage.

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What To Focus On After Water Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • How much do I really need to know?
  • How much of my time will this take?
  • How can I minimize the emotional toll on my family?
  • How can I minimize the effect on my work/career?
  • How large of an advance should I expect?
  • Is there anyone on my side?
  • How much time over the next several months will you need to put aside to handle your claim properly? How will all of those hours affect your family? Your job?
  • What is the emotional investment that you will need to commit to the process?
  • Can you get paid for your time?
  • Are you entitled to an advance from the insurance company? What is reasonable?
  • What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
  • Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Icon Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
  • Strategy Icon Strategy Valuing, documenting, and substantiating every detail.
  • Communication Icon Communication Keeping you informed every step of the way.
  • Negotiation Icon Negotiation Negotiating on your behalf with your insurance company.
  • Settlement Icon Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Homeowners Our Public Adjusters Have Helped

  • Client References & Testimonials

    Client References

    Testimonials

    Months after the storm passed, the County was still faced with tremendous burdens related to the insurance coverage issues and FEMA and MEMA eligibility issues. Jackson County hired Adjusters International to provide professional services for disaster assistance, remediation, restoration and recovery efforts....Their expertise with governmental regulations, the complex FEMA process and insurance adjustments resulted in our successful claim for over $2 million in additional FEMA Public Assistance funding specifically; in our successful negotiations with our insurance carrier; and in numerous other increases in the values FEMA and MEMA initially designated for County projects. Jackson County will always be mindful of the help we received from Adjusters International when we needed it most.
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    Alan K. Sudduth
    County Administrator - Board of Supervisors, Jackson County, Mississippi
    When I experienced a fire in my home, I immediately contacted your insurance company. You both worked and fought very hard to insure that I had received all the monies due to me under my insurance policy and also made sure that my house got put back together, right... I would highly recommend your services... Your service, professionalism and dedication to my claim were more than I could ask for.
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    Alice Fish
    Homeowner, Grand Rapids, MI
  • Case Studies

    For decades, L’Auberge Chez François has been one of the leading restaurants in the metro Washington, D.C., area. Known for its exceptional French cuisine and impressive service, the restaurant is a longtime favorite of Washingtonians celebrating anniversaries, birthdays or other special occasions.

    A magnitude 6.8 earthquake, called Nisqually in seismic circles, rocked Seattle, Washington, in 2001 and severely damaged the Starbucks corporate headquarters building.

    Super Typhoon Paka, as the storm came to be called, was a 12-hour session of destruction for the island of Guam. Stirring up winds in excess of 200 miles per hour, the tropical cyclone tossed buildings, planes and ships across the island like discarded toys. Among these was the headquarters of Continental Micronesia, a subsidiary of Continental Airlines. The main offices, the marketing buildings and the planes were damaged by the powerful typhoon.

Contact Us

If you're suffering from a homeowner property claim, we can help!
Call us at 800.445.1554 or fill out the form below:
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