1. 1

    Your apartment building just suffered serious damage and you are wondering what you need to do to expedite financial and operational recovery.

  2. 2

    You call your insurance company and wait for an adjuster to arrive, assuming you’ll receive what your insurance policy states you’re covered for. Afterall, that’s why you’ve been paying your insurance premiums all along, right?

  3. 3

    As a client of your insurance company, your claim is now a liability on its financial statements.

We Can Help

Knowing everything you possibly can about the "fine print" of your insurance policy before you have substantive dialogue with your carrier is critical. Understanding what you are covered for and how to claim it is where our experience starts to be of value.

Choosing what to say to your insurance company's adjuster and how you say it makes a dramatic difference in how much and how quickly you get paid. Globe Midwest/Adjusters International's public adjusters are experts in insurance claim negotiation.

The more you know, the better the results, so turn to the firm who has been in the field since 1924 and has the repertoire of satisfied clients to prove it. 

Factors To Consider

Be sure to understand each of the following factors before engaging with the insurance company. Knowledge is the key to a successful claim outcome.

  • What is my broker's/agent’s role?
  • Does the adjuster work for me or the insurance company? Why should this be a red flag?
  • Does the insurance company pay for the necessary professionals to accurately evaluate my claim?
  • Why is my loss of rents claim more than just submitting lease agreements?
  • Do I have to rebuild on the same site? Can I buy or build elsewhere?
  • Can I collect code coverage allowances if I build elsewhere?
  • What are Warranties and Protective Safeguard requirements? What do they mean, and can I still collect if I am not in full compliance?
  • What are the pros and cons of replacing my building versus cashing out?

On behalf of Affordable Housing I would like to thank you, your team and your company for acting so professionally and courteous throughout the whole claims process. Loosing a house in a fire can be very stressful, but from the first moment [your team was] directing my partner and I with every move and taking most of the burden away from us... It was really great working with you, and I would be glad to talk to any prospective clients about the details of services and support you gave us, thank you.

Jeff Polter
Affordable Housing Inc.

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