Contractors / Development
Since 1924, Globe Midwest/Adjusters International has been helping contractors and their clients negotiate fair and just settlements for lost and damaged property due to storms, floods, wildfires, and man-made accidents.
As your licensed public adjusters, we evaluate, document, and negotiate not only the physical damage to your property, but also the income lost from business interruption and the extra expenses that are incurred.
Our team understands the complexities of the insurance claim process and leverages our expertise to optimize your settlement.
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After serious property damage or loss, you wonder what you need to do to expedite your financial and, if applicable, operational recovery.
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You call your insurance company and wait for an adjuster to arrive, assuming you’ll receive what your insurance policy states you’re covered for. Afterall, that’s why you’ve been paying your insurance premiums all along, right?
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As a client of your insurance company, your claim is now a liability on its financial statements.
We Can Help
Knowing everything you possibly can about the "fine print" of the insurance policy before you begin communication with the insurance carrier is critical. Understanding what is covered and how to claim it is where our firm's expertise starts to be of value.
Choosing what to say to the insurance company's adjuster and how to say it makes a dramatic difference in how much and how quickly a settlement is secured. Globe Midwest/Adjusters International's public adjusters are experts in insurance claim negotiation.
The more you know, the better the results, so turn to the firm who has been in the field since 1924 and has the repertoire of satisfied clients to prove it.
Factors To Consider
Be sure to understand each of the following factors before engaging with the insurance company. Knowledge is the key to a successful claim outcome.
- What is the broker's/agent’s role?
- Does the adjuster work for me or the insurance company? Why should this be a red flag?
- Does the insurance company pay for the necessary professionals to accurately evaluate the claim?
- How quickly can the rebuild begin?
- How is lead and asbestos handled? What if coverage is limited?
- Should I have concerns as to how the insurer deals with pollutants, hazardous materials, lead and asbestos?
- Is there coinsurance in the policy? What does it mean?
- How is actual cash value determined? Why should I care?
- Is it always beneficial for the building/property to be considered a “total loss?” If not, why not?
- What is the difference between a schedule of values and a schedule of limits?
... I would like to take this opportunity to formally thank you for the professional and thorough effort your firm... invested in this undertaking. As is usually the case, it takes a professional to get professional results. Thank you for convincing us that this loss was not a do-it-yourself project. ...
Who We've Helped
Since 1924 Globe Midwest/Adjusters International has helped clients secure the settlements they need to meet their financial and operational recovery goals.
Don't just take our word for it. Read statements written by other professionals in your industry.
Globe Midwest/Adjusters International employs expert public adjusters who specialize in insurance claim evaluation, documentation, and negotiation. Read how we have helped clients who were once in similar situations to yours.