We understand you may have many questions or not know where to start. After calling your insurance company, contact a licensed public adjuster to learn how we can help as your advocate and claims specialist. Our team will answer questions and lessen the stress of navigating the complex insurance claims process alone.
What is a Public Adjuster?
Why do I need to hire a Public Adjuster?
Is hiring a Public Adjuster going to cost me money that I would otherwise have to spend on rebuilding my home?
Should I hire a Public Adjuster before the insurance company makes me an offer?
Can't I just do my own inventory?
Does the insurance company's adjuster work for me?
Should I hire and pay for a cleaning company?
Do I really need to get three bids for the repairs to my home?
What is an insurance company's preferred vendor?
What is the Two-Worlds Theory?
Can I hire a Public Adjuster later, if I don't in the beginning?
I have an attorney and accountant, why do I need a Public Adjuster, too?
How does a Public Adjuster get paid?
How long does it take to prepare a claim and get a settlement?
How much time do I have to commit to the claim process?
How do I know that your claims of getting me more, sooner are righteous claims?
What is a public adjuster?
A public adjuster is a licensed insurance professional who exclusively represents you, the policyholder, following major property damage to your home or business. At Globe Midwest/Adjusters International, we are your proactive advocates in the wake of disaster.
What does a public adjuster do?
Public adjusters provide you peace of mind knowing there is a professional in your corner who can secure the best possible settlements. A public adjuster navigates your insurance policy, combing through the details and complex language to be sure you are aware of your obligations and time restrictions. We know and understand the emotional toll on families and companies and we are there to support you all along the way. At Globe Midwest/Adjusters International, we expertly evaluate and document your losses—including hidden damages. And we not only prepare your claim and communicate with your insurance company on your behalf, but also negotiate for the best insurance settlement possible to help you recover.
Does a public adjuster need to be licensed?
Public adjusters are licensed in most states and subject to strict laws governing their services and ethics. For peace of mind, make sure your public adjusters are members of the National Association of Public Insurance Adjusters (NAPIA). At Globe Midwest/Adjusters International, we are both licensed and we are members of NAPIA.
Do you need a public adjuster?
Think of it this way. If you sell your property, you work with a realtor to get the best possible outcome. If you are dealing with the IRS, you hire an accountant to get the best possible outcome. If you suffer property damage, you should hire a professional public adjuster to get the best possible outcome from your claim. With Globe Midwest/Adjusters International, you are in excellent hands. In our 94+ years in business, we have settled more than $2 billion in claims.
How much does a public adjuster charge?
Public adjusters typically charge a small percentage of the total amount they helped you collect for your claim, so the fee varies based on your insurance settlement. At Globe Midwest/Adjusters International, we offer free consultations.
What is the difference between a public adjuster and an independent adjuster?
A public adjuster works exclusively for the policyholder. An independent adjuster works as a consultant on behalf of the insurance company. To have your own professional representation, you need to hire a reputable public adjuster to advocate for your best financial interest. And at Globe Midwest/Adjusters International, we are the largest, oldest, and best Midwest firm for the job.