What Is A Public Adjuster?
We Work For You, Not The Insurance Company.
A Globe Midwest public adjuster is an insurance professional who works only for you, the policyholder, when your home is damaged and you need to file a claim that will get you the best possible settlement.
Your home is valuable, both personally and financially. But what happens when a natural or man-made disaster unexpectedly strikes your property and disrupts your life? Will your insurance policy cover it? Will the insurance company accurately assess the damages and offer you a fair settlement? Will the process and your settlement be handled urgently to get you and your family back to normal as soon as possible? How will you know?
Our licensed public adjusters will guide you every step of the way.
We are insurance professionals working for you, not the insurance company. As they look out for their own interests, we look out for yours. We interpret the intricacies of your policy, evaluate and document the full scope of your property damage, and negotiate a claim on your behalf to maximize and expedite your financial recovery. Throughout this process, we make sure you receive all that you are entitled to under your policy so that you and your family can get back to your lives sooner.
For over ninety years, our team has helped homeowners and families throughout the Midwest — in Wisconsin, Michigan, Illinois, Minnesota, Indiana, and more — after house fires, Midwest ice storms, tornadoes, thunderstorms, flood damage, and other disasters. For us, it’s not just business. With lives and families involved, it’s our purpose to help make sure you are protected now and into the future.
Don’t tackle complicated homeowners insurance claims alone. Contact us today.
WHY A PUBLIC ADJUSTER IS ESSENTIAL
To your insurance company, your recovery is your responsibility, not theirs. When you notify them, they will send an adjuster to protect their financial exposure from your claim. How then can you be sure you will receive every benefit from your policy and a fair amount from your claim?
Your home is damaged from a disaster and places your family in a state of risk or uncertainty. It’s time for your insurance company to step in. You have paid your premiums and you expect that you will be given what you are owed from your insurance policy. But to your carrier, it is your responsibility to prove your loss. How then can you be sure your damage and loss are fully documented, proven, and defended to maximize your financial recovery?
This may be your first and only time filing a homeowners claim. Meanwhile, your insurance company has a whole team of experts whose full-time job is to assess property damage claims to protect their interests. Is it an even match? Who’s looking out for you?
By hiring Globe Midwest public adjusters, you are gaining an unmatched team of insurance professionals with over ninety years of experience and success in getting homeowners more, sooner. We do this by helping you take control of your claim instead of reacting to your insurance company. We become fluent in your property insurance coverage and options and help you understand them. We document the full scope of your damage in the finest detail and prepare and present your claim. We are fine-tuned to the insurance industry and possible roadblocks that may be presented during this process. We help you avoid them to make your financial recovery quicker.
- We fully review your insurance coverage.
- We develop a claim strategy.
- We determine policy compliance issues.
- We complete detailed valuations of building, equipment, & inventory losses.
- We negotiate on your behalf with your insurance company.
- We keep you informed every step of the way.
Our Public Adjusting Service FeesIsn't It Worth A Little Bit To Get A Lot More?
What to ask before hiring a Public Adjuster
QIs the company registered with the National Association of Public Insurance Adjusters?A
NAPIA sets the professional standards for the industry and its members agree to abide by a strict code of conduct. Visit www.napia.com.
QDo they have experience adjusting your type of claim?AVisit their website and look through their materials to see if they offer the services you are seeking.
QCan the company provide you with industry references?AAny legitimate firm should be able to provide references and recommendation letters from a wide variety of clients. We suggest that you make a few phone calls to the references provided. Additional references are available upon request, and on our website.
QDo they have a CPA on staff to handle business interruption claims?AThis shows the depth of their staffing expertise. A CPA is an important member of the adjusting team, which is especially critical if you have a business interruption claim.
QDo they have errors and omissions insurance?AProfessional adjusters carry this insurance, which protects you in the event that the public adjuster makes an error that negatively impacts your claim.
QHow long have they been in business?AAdjusters International was founded by the best regional firms in the nation, several of which have been in business for nearly a century.
QIs the company licensed in your state?ACheck with your state insurance department, the agency responsible for licensing public adjusters in most states.
QHow extensive is their network of resources?AWith over forty offices across the U.S. and Canada, Adjusters International has an unmatched network of expert resources to efficiently mobilize and be at your side right away when it matters most. We've managed and negotiated thousands of claims for nearly every type of natural and man-made disaster.