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What Is A Public Adjuster?

We Work For You, Not The Insurance Company.

A Globe Midwest public adjuster is an insurance professional who works only for you, the policyholder, when your home is damaged and you need to file a claim that will get you the best possible settlement.

Your home is valuable, both personally and financially. But what happens when a natural or man-made disaster unexpectedly strikes your property and disrupts your life? Will your insurance policy cover it? Will the insurance company accurately assess the damages and offer you a fair settlement? Will the process and your settlement be handled urgently to get you and your family back to normal as soon as possible? How will you know?

Our licensed public adjusters will guide you every step of the way.

We are insurance professionals working for you, not the insurance company. As they look out for their own interests, we look out for yours. We interpret the intricacies of your policy, evaluate and document the full scope of your property damage, and negotiate a claim on your behalf to maximize and expedite your financial recovery. Throughout this process, we make sure you receive all that you are entitled to under your policy so that you and your family can get back to your lives sooner.

For over ninety years, our team has helped homeowners and families throughout the Midwest — in Wisconsin, Michigan, Illinois, Minnesota, Indiana, and more  — after house fires, Midwest ice storms, tornadoes, thunderstorms, flood damage, and other disasters. For us, it’s not just business. With lives and families involved, it’s our purpose to help make sure you are protected now and into the future.

Don’t tackle complicated homeowners insurance claims alone. Contact us today.

What Is A Public Adjuster? Thumbnail Image
What Is A Public Adjuster?
We are your trusted advocates in every step of the insurance claim process, there to prepare and negotiate your claim to get you the optimum amount for recovery.

WHY A PUBLIC ADJUSTER IS ESSENTIAL

To your insurance company, your recovery is your responsibility, not theirs. When you notify them, they will send an adjuster to protect their financial exposure from your claim. How then can you be sure you will receive every benefit from your policy and a fair amount from your claim?

Your home is damaged from a disaster and places your family in a state of risk or uncertainty. It’s time for your insurance company to step in. You have paid your premiums and you expect that you will be given what you are owed from your insurance policy. But to your carrier, it is your responsibility to prove your loss. How then can you be sure your damage and loss are fully documented, proven, and defended to maximize your financial recovery?

This may be your first and only time filing a homeowners claim. Meanwhile, your insurance company has a whole team of experts whose full-time job is to assess property damage claims to protect their interests. Is it an even match? Who’s looking out for you?

By hiring Globe Midwest public adjusters, you are gaining an unmatched team of insurance professionals with over ninety years of experience and success in getting homeowners more, sooner. We do this by helping you take control of your claim instead of reacting to your insurance company. We become fluent in your property insurance coverage and options and help you understand them. We document the full scope of your damage in the finest detail and prepare and present your claim. We are fine-tuned to the insurance industry and possible roadblocks that may be presented during this process. We help you avoid them to make your financial recovery quicker.

Our Public Adjusters Handle the Entire Claims Process
  • We fully review your insurance coverage.
  • We develop a claim strategy.
  • We determine policy compliance issues.
  • We complete detailed valuations of building, equipment, & inventory losses.
  • We negotiate on your behalf with your insurance company.
  • We keep you informed every step of the way.
Public Adjusters vs Insurance Adjusters
Exclusively Represent You (the policyholder).
Bottom Line
They legally represent only the rights of an insurance carrier.
Represent the policyholder to the insurance company to ensure that the claim is handled fairly, quickly, and with maximum financial restitution.
Services
Paid by insurance companies to negotiate and adjust the claim on their behalf.
Fee or commission based on a percentage of the settlement, or other method of compensation.
Fee
Paid by the insurance company they work for.
Licensed, bonded, and tested by the state to represent your interest only.
Qualifications