A natural or man-made disaster suddenly strikes your home, interrupting your life indefinitely. How quickly can you recover and keep your family and property safe? And will your insurance policy help handle it? As you focus on protecting your family and property, do you also have the time to become fluent in your policy and prepare a thorough claim to get you everything you’re entitled to from your carrier? After all, to the insurance company, it’s now your responsibility, not theirs, to prove your loss. They will want to limit their financial exposure in this situation.
That’s where we come in.
A Globe Midwest public adjuster is an insurance professional who works only for you, the policyholder, not the insurance company. We have the special training and expertise to interpret the intricacies of your policy, evaluate and document the full scope of your damage, and negotiate a claim to maximize and expedite your financial recovery.
We are your trusted advocates in every step of the insurance claim process, there to prepare and negotiate your claim to get you the optimum amount for recovery.
Why You Need A Public Adjuster
To your insurance company, your recovery is your responsibility, not theirs. Whenyou notify them, they will send an adjuster to protect their financial exposure from your claim. How then can you be sure you will receive every benefit from your policy and a fair amount from your claim?
You’re hit with a disaster and your home is threatened. It’s time for your insurance company to step in. You have paid your premiums and you expect that you will be given what you are owed from your insurance policy. But to your carrier, it is your responsibility to prove your loss. How then can you be sure your damage and loss are fully documented, proven, and defended to maximize your financial recovery? This may be your first and only time filing a claim. Meanwhile, your insurance company has a whole team of experts whose full-time job is to assess property damage claims to protect their interests. Is it an even match? Who’s looking out for you?
By hiring Globe Midwest public adjusters, you are gaining a highly experienced team of insurance professionals looking out only for you. Instead of reacting to your current situation, we take control of it, approaching it from a point of experience and advocacy. We are fluent in your insurance coverage and we will work closely with you in developing a claim strategy to efficiently manage your claim and expedite the process to get you the funds you need to recover. It’s what makes us unmatched in post-disaster financial recovery.
Our Public Adjusting Service FeesIsn't It Worth A Little Bit To Get A Lot More?
Of all the parties involved in your disaster recovery — your carrier, its adjusters, and their recommended vendors — our Globe Midwest public adjusters are the only people whose interest aligns solely with yours. By hiring our professionals to work expertly on your behalf, you are investing in a process that ensures you get your settlement. We benefit only if our clients benefit in a successful claim recovery, and are paid based on a small percentage of the total settlement. In the vast majority of cases, the value added to clients’ claim settlements by our public adjusting services more than offsets the fee.
Your AI Public Adjuster
Your Claim Settlement
Service fees for public adjusters vary by state, but usually represent a small percentage of the settled claim.
What to ask before hiring a Public Adjuster
Public adjusters may contact you after you experience property damage to your home. It’s important to take your time and ask the right questions to determine if these adjusters are established and trustworthy professionals experienced in handling your type of claim. A rushed and uninformed selection may cost you immeasurably in your recovery.
Is the company registered with the National Association of Public Insurance Adjusters?
NAPIA sets the professional standards for the industry and its members agree to abide by a strict code of conduct. Visit www.napia.com.
Do they have experience adjusting your type of claim?
Visit their website and look through their materials to see if they offer the services you are seeking.
Can the company provide you with industry references?
Any legitimate firm should be able to provide references and recommendation letters from a wide variety of clients. We suggest that you make a few phone calls to the references provided. Additional references are available upon request, and on our website.
Do they have a CPA on staff to handle business interruption claims?
This shows the depth of their staffing expertise. A CPA is an important member of the adjusting team, which is especially critical if you have a business interruption claim.
Do they have errors and omissions insurance?
Professional adjusters carry this insurance, which protects you in the event that the public adjuster makes an error that negatively impacts your claim.
How long have they been in business?
Adjusters International was founded by the best regional firms in the nation, several of which have been in business for nearly a century.
Is the company licensed in your state?
Check with your state insurance department, the agency responsible for licensing public adjusters in most states.
How extensive is their network of resources?
With over forty offices across the U.S. and Canada, Adjusters International has an unmatched network of expert resources to efficiently mobilize and be at your side right away when it matters most. We've managed and negotiated thousands of claims for nearly every type of natural and man-made disaster.
If you're suffering from a homeowner property claim, we can help!