Grocery / General Store
As the owner of a grocery or convenience store, the physical and financial losses incurred due to a disaster can be devastating. You do not need to be worrying about the property insurance claims process on top of caring for your employees and re-opening your business.
As your licensed public adjusters, we evaluate, document, and negotiate not only the physical damage to your property, but also the income lost from business interruption and the extra expenses that are incurred.
Our team understands the complexities of the insurance claim process and leverages our expertise to optimize your settlement.
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1
Your business just suffered serious damage and you are wondering what you need to do to expedite financial and operational recovery.
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2
You call your insurance company and wait for an adjuster to arrive, assuming you’ll receive what your insurance policy states you’re covered for. Afterall, that’s why you’ve been paying your insurance premiums all along, right?
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3
As a client of your insurance company, your claim is now a liability on its financial statements.
We Can Help
Knowing everything you possibly can about the "fine print" of your insurance policy before you have substantive dialogue with your carrier is critical. Understanding what you are covered for and how to claim it is where our experience starts to be of value.
Choosing what to say to your insurance company's adjuster and how you say it makes a dramatic difference in how much and how quickly you get paid. Globe Midwest/Adjusters International's public adjusters are experts in insurance claim negotiation.
The more you know, the better the results, so turn to the firm who has been in the field since 1924 and has the repertoire of satisfied clients to prove it.
Factors To Consider
Be sure to understand each of the following factors before engaging with the insurance company. Knowledge is the key to a successful claim outcome.
- What is my broker's/agent’s role?
- Does the adjuster work for me or the insurance company? Why should this be a red flag?
- Does the insurance company pay for the necessary professionals to accurately evaluate my claim?
- How quickly can I start rebuilding?
- Is the insurance company using an independent building or equipment consultant to prepare a bid? Who are these consultants? Who are they working for?
- Will the insurance company pay for a construction manager?
- How does my insurance policy address increased costs due to new codes? If my coverage is limited, what can I do about it?
- Does my insurance policy allow green building upgrades?
- How do I deal with lead and asbestos? What if my coverage is limited?
- Is it always beneficial for my building/property to be considered a “total loss?” If not, why not?
Your services were very beneficial to Arbor by virtue of: your expertise and experience in handling claims of this nature, your independence from any insurance agency involvement and your commitment to achieve maximum results, and your time spent to put together the data on this claim, and your attention to detail kept the involvement of Arbor personnel at a supervisory basis only, and allowed us to deal with the everyday business at hand.
Who We've Helped
Since 1924 Globe Midwest/Adjusters International has helped clients secure the settlements they need to meet their financial and operational recovery goals.
Don't just take our word for it. Read statements written by other leaders in your market.
Globe Midwest/Adjusters International employs expert public adjusters who specialize in insurance claim evaluation, documentation, and negotiation. Read how we have helped clients who were once in similar situations to yours.